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by pmalynin 361 days ago
If you put around 200-300k into IBKR (not affiliated) you can get portfolio margin which will give you just shy of $2,000,000 in buying power. Access to leverage isn’t really an issue, but forced liquidation definitely is. The bank will not liquidate your mortgage if you end up underwater.
1 comments

Yeah forced liquidation is a big problem for a long-term loan.

IIUC, Musk et al take loans at 25% of their share's value to avoid this ever coming up.

Also the average house price is 500k in the US so a 20% downpayment (which not everybody does) is still less than 200k.