[eptcyka]

You clearly are delusional if you believe that the people drowning in credit card debt are in ever in this position.

[azthecx]

Please don't put words into other people's mouths, I've never made that claim nor do I agree with it.

    Margin stock accounts also exist, although I don't know enough to know what situations it makes sense to use them in.

I was obviously replying to this part of the parents comment.