[accrual]

Makes sense. It seems like one would need a wrapper like "getBalance(accountName, dateTime)" which would abstract iterating over the ledger to find the balance at a certain time.

But I could see this being a performance hotspot - looping over rows and tallying a running sum across many accounts seems like a waste of cycles.

What's the alternative to the "what was the balance at date/time" in non-ledger based systems?

[em-bee]

shouldn't the balance be calculated and and compared with the actual balance after every transaction? i have an account where money went missing. the only way to find out when that happened was to have a record of the actual balance after every transaction.