[mystified5016]

When you're accused of breaking the law, your accuser must prove you have broken the law. If they cannot, there are actions you can take to recoup your damages.

Valve can ban you for any or no reason with no means of recourse or refund.

Totally the same thing, yeah.

[kube-system]

You're right that they're not the same thing. The government has a legal monopoly on the use of force. Valve sells games.