[CGamesPlay]

You use it "all day every day", so it makes sense that you would prefer the plan. It's perfectly economical to use it without a plan, if your usage patterns are different. Here's a tool someone else wrote that can help you decide: https://github.com/ryoppippi/ccusage

[Aeolun]

Sure, but if your usage pattern is such that you can’t justify the plan, then Cursor is a better option :)