[audiodude]

If you, like me, have never heard of a .netrc file...

https://everything.curl.dev/usingcurl/netrc.html

[neilv]

There might be a funny thing with FTP, in which, if a company is using FTP, it's probably for something important.

(Even if it's a bad idea now, and compromise of it could result in a bad quarter or regulatory action, legacy systems and priorities happen.)