[bri3d]

I had the same experience - I think Simple might be a positive change for those who are currently using a complex or scammy large bank, but for those us who are already credit union members, Simple doesn't seem to offer much.

Once they add check deposit by picture, they'll be beating my particular CU in one key area, but I think I'll still keep my spending money with my CU for the time being - it's much easier to have my banking needs taken care of in one place, and my credit union hasn't scammed me, misplaced my money, or charged me an unreasonable fee yet (and I don't expect them to start).