[whatamidoingyo]

That payment providers label certain projects as "high-risk"*, and will refuse to allow you to use their platform. For example, supplements. Stripe and PayPal will close your account. You're left with providers like CCBill, which require a $1,450 fee to setup Visa and Mastercard.

So, always read the terms of service of platforms you intend to integrate into your projects. And do it before you spend weeks or months developing the project :').

* - High risk involves dating, supplements, CBD, and various other things.

[chistev]

What makes them high risk

[whatamidoingyo]

I think this article will give you a better idea: https://stripe.com/resources/more/high-risk-merchant-account...

This one is worth checking out as well: https://stripe.com/en-mx/legal/restricted-businesses

I missed this the first time around, but it looks like they've also banned "Get Rich Quick Schemes":

"Get rich quick" schemes, including investment opportunities or other services that promise high rewards to mislead consumers; schemes that claim to offer high rewards for very little effort or up-front work; and sites that promise fast and easy money

Interesting.

[chistev]

Why don't they approve it? Because of potential scam?

[whatamidoingyo]

Yeah, pretty much. But they indeed approve some companies. I guess if you have a clean, well-established business, it won't be a problem. If you're a fresh startup, you're in trouble.

The only options left are paying the $1,450+ fee, or accepting crypto currency payments only (which I think most people won't bother going through the trouble of this to purchase creatine, lol).