[tossandthrow]

I am curious: From where did you get that it owes you that?

So, I completely agree with most things you say. The core here is: Just don't work 40+ years for a retirement.

Take sabbaticals along the way.

Change your career when it is stale.

The counter for this: Don't buy into the hype. You cannot afford sabbaticals if you need two new cars every 4 years and a house that stretches your finances.