Regarding affordable housing, I don't really think the main goal of technology is the improvement of life any more. It may have been in the early days, or at least that could have been the intention of the earlier inventors, but now it's about optimizing technological growth. And with regard to housing, it's probably much more optimal for housing to be expensive so that people fight hard to use and develop new technology to keep up with the costs.
After all, if we were more collectively oriented, we could theoretically come up with a future where we work very little and have a stable society, but human beings are just in a massive game of endless iterations of the prisoner's dilemma which is powering the development of new and mostly needless technologies.
After all, if we were more collectively oriented, we could theoretically come up with a future where we work very little and have a stable society, but human beings are just in a massive game of endless iterations of the prisoner's dilemma which is powering the development of new and mostly needless technologies.