[JohnFen]

> think last-minute restaurant tables, card-linked cashback, concierge bookings—surfaced automatically when your spending patterns qualify.

I'm probably unusual in this, but this kind of thing is a Big Red Flag to me. It strongly implies that my data is being used for marketing purposes.

[whatamidoingyo]

You're not unusual in that at all. I don't even like the idea of my actual bank having my purchase history.

[mafiaboi]

I understand - so you would not be interested in perks at all then or rather we should guarantee your data privacy (tough to do bit with perks but we can look into it)?