[the_optimist]

How? The Discover network will be substantially better positioned to influence visa mastercard and amex, which are each expensive and oligopolistic. You know anything about this, or just spitballing here?

[toomuchtodo]

All payment roads eventually lead to FedNow instant payments.

https://fintechtakes.com/articles/2025-03-25/the-pay-by-bank...

https://20392958.fs1.hubspotusercontent-na1.net/hubfs/203929... (page 4 specifically)

(work at a fintech, thoughts and opinions my own)