[em500]

If you're over 100m net worth and get 5% returns, you get over 400k/month income on capital. At that point it might not be worth your time and attention to save $50 or even $500/mo if it takes any effort.

[mixmastamyk]

Or you could pay an advisor a thousand to clean that up. Then donate excess to charity and get a tax break. Win win.

[pc86]

Exactly, to use the same math from the linked comment, it's less like comparing $500/mo and $50/mo and more like comparing $500/mo for the high net worth folks to $0.05/mo for someone making a more average salary.

You could have a single part-time minimum wage job and you're not going to waste your time worrying about $0.05/mo. 60¢ a year? Please.