[Zak]

It has always seemed unwise to me to go all-in on ecosystems where multiple services that aren't inherently related are provided by the same company. If there's a problem ranging from a missed payment to a fraud-detection false positive, someone who does might lose access to multiple services.

I don't want to log in with my Google account, pay with Apple, get phone service from Paypal, or use my bank's app store. It's much less hassle to deal with a problem affecting only one of those than losing them all at once.

[Gareth321]

Agreed. Every time I sign up for services I imagine how I would fare if I lost access to everything from this company. It's why I ended up de-Googling my life. The horror stories of people losing access to their Gmail accounts led me to purchase my own domain and migrate all my accounts with that email across. That ended up being a multi-year project, but now if my host ever cuts off access to my emails, I can be back online within an hour.