[bediger4000]

The irreversible transfer is a large part of the attraction isn't it? Your business policy may be "no refunds", but customers paying with credit cards have a decent chance of a refund from Visa or MasterCard. Now your "no refunds" business, which might be on the scammy side, has to deal with Visa's lawyers per charge backs.

Irreversible transactions make scammy businesses more profitable.

[simonw]

Sure, that's attractive to vendors. It's not attractive to consumers.

[bediger4000]

Hence advocating cryptocurrency based on other aspects of it. Irreversible transactions plus decentralized means scammy businesses are more profitable and harder to be rid of.