[aktuel]

What's the alternative?

[Anumbia]

OPay. Wish they're everywhere. All you need is your phone number as your bank account, with none of the thievery transfer fees, deposit fees, etc.

[hirako2000]

There is no alternative, all financial businesses will freeze accounts under any suspicions. Way to have a degree of mind peace is to have a handful of accounts with funds split across them. If an account gets frozen then it's business as usual pretty much. Takes months for investigations to complete at times.

[cherryteastain]

The only alternarive where your funds can't be frozen arbitrarily by your counterparty is cryptocurrency.

[lmm]

Moving to a country where banks have at least some legal service obligation, such as the UK, although even then those regulations often don't cover businesses.

[shahzaibmushtaq]

Never use a single fintech platform for everything, diversify and don't sleep for long with your hard-earned money in their hands.

[csomar]

3-4 accounts, some cash and a crypto wallet.

[xtracto]

Crypto.

Yah, HN doesn't like it, but we will get there eventually.