[olddustytrail]

Pensions are owned by people. Social wealth funds can be an exception if required. These are not difficult problems to solve.

[astrange]

> Pensions are owned by people.

No they aren't, that's the point of a defined-benefit system like a pension. You don't own it but instead get guaranteed payments from it.

Owning things involves risk; it's not always good.

[olddustytrail]

You have a defined benefit pension? In the UK they've all gone contribution.

So my pension is owned by me. I can buy an annuity from that but there's no reason that can't be a service company owned by a person just like insurance.

Again, it's solvable.