[happyopossum]

They don’t care because at their scale it would be a wash - you’d only come out ahead if your insured drivers were consistently and significantly better drivers than every other insurance provider you fight claims against.

[YokoZar]

Then why not offer a "dash-cam discount" to the subset of customers that the insurer believes _are_ better drivers, like those with a long history of having no accidents or tickets and tons of miles?