[kccqzy]

My parents did quite a bit of "investing" by stock picking when I was little. That didn't work well and I didn't invest anything at all for quite a bit of time. One day I by chance discovered the /r/personalfinance subreddit and the bogleheads forum and that's when I started investing. Dollar cost averaging ftw indeed.

[kccqzy]

I had a brain fart while writing this comment. I meant to say "indexing ftw" (and also that appears to be the main innovation of Vanguard).