[kasey_junk]

The business is using a card account updater. All of the card networks offer this service and most issuing banks participate.

This is an extremely popular feature with both consumers and merchants as most of the time card payment changes (card reissues, expiration etc) causes unwanted disruption. You happen to be in the minority who dislike it.

Your issuing banks is who you need to take this up with, the payment processor is acting on their behalf in this case.

[Lopsii]

I did reach out to the bank. My issues is they didn't give me the option to opt into this. I should have a choice! Their rep said even the folks at the bank location can't uncheck the box that opts me out of it.

The reality is I won't dislike it if I knew about it beforehand but I didnt.

They went on to list a lengthy process for what I should do just so it doesn't happen in the future. Not ideal.