[bombcar]

Spend some time on bogleheads and you’ll see it all - from people saving $120k a year on $140k salary, to those spending $700k a year and not finding anything to save.

The biggest thing I’ve learned is that if you have a monthly expense, it becomes “necessary fixed expense” damn quickly.

Even if it’s $50 a month for telephone sanitizing.

[astura]

telephone sanitizing?

[bombcar]

Hitchhiker's Guide to the Galaxy example of a "useless middle-manager" type occupation.