[sickofparadox]

The inflection point for the extreme rise in costs of US higher education is the Federal government making it so that students can take out loans that are not dischargeable through bankruptcy. This is a massive subsidy to the entire education system because students will always be able to find someone to loan them more money, because they HAVE to pay it back. Cutting the tap off by removing this exemption would likely see a lot of belt tightening and tuition reduction in the world of higher ed.

[wqaatwt]

Or the British approach. Tuition fee caps and a low interest government backed loans that effectively function like an income tax surcharge.