[clwoodson]

So, kind of playing devil's advocate here, but what do paying with a credit card, adjusting your 401K, using an insurance card at the dentist, shopping for the best car insurance and transferring money between banks have in common? People can lose money if the system fails or is simply not reliable. What do going to the emergency room, a BNSF train pulling a Union Pacific coal car and filling a prescription have in common? People can die if the system fails or is simply not reliable.

These industries and the activities listed have an inherent level of risk associated with them. The existing systems work well enough that we take the safety of these activities for granted. So while as an engineer, I might hate working with old, outdated technology and not want to work in these industries, as a consumer I appreciate that the people governing these industries are perhaps overly cautious.