[peppers-ghost]

Important context here is that Americans pay on average higher healthcare costs than any country with universal healthcare. We have to pay more and get worse service for that payment. Not only are we paying more, there's more parties involved, more hoops to jump through and it's extremely frustrating.

[BSDobelix]

Yes you are absolutely right, your medicare is a scam without any laws to protect the "obligatory" paying customer, that's a "you" problem.