[hanibash]

Well said.

Mostly, I see student debt as a glaring indicator that the system as a whole has some serious problems. I don't like to place blame on who is responsible.

But, it can't be denied that student and family responsibility is a factor in the massive student debt problem.

But keep in mind there are external pressures on families and students as well. Schools will sell students very hard. Peers. Our entire culture. When your president gets on air and says "We are dedicated to sending every kid to college", that's a very strong cultural message.

I commend you for making wise decisions when you went to school, though.