[ysofunny]

> why is compound interest divided linearly even though the growth is exponential?

I wish I knew. But all my "answers" are cynical statements about how all these are parts of a (social technological) scheme to enable exploitation such that the exploited don't understand what's happening to them.

or else euler's famous exponential numerical value is somehow directly correlated with gravitational constant (I say this due to my personal understanding of the nature of time and reality; which in academic terms translates into "but I'm an unaccredited crank")