[HansardExpert]

Not so much Check-cashing (although they do exist in some parts of larger cities) and I haven't seen a pawn-shop outside of London in ... forever.

We do have Vapeshops (before that 'Legal High' shops) but apart from those Charity Shops you get a lot of 'Gambling' (aka 'High Street Bookies') chains in those areas where the footfall has gone away to the out of town supermarkets or where the landlords are sitting on what they hope will get turned into flats so they can make a profit.

What I would say regarding Oxfam, at least in the area I live is that the book selection is suprisingly good, both in Oxford and Chipping Norton's where the second hand book selection has given me some great reads and I have seen them refuse the 'Celeb/Sports star' biogs and bundles of Harry Potter cast offs from people while waiting to be served.