[carabiner]

I just buy during big fucking crises, either individual stocks or index funds. Front page of the NYT type shit, "existential threats" to 100+ year old concerns. Boeing, Toyota, pandemic. Such opportunities only come up every 2-3 years or so. Sell after 1-2 years to get the lower tax rate.

[fragmede]

DCA and time in market beat trying to time the market. If you're doing nothing all day but refreshing Twitter and Robinhood maybe there's some alpha but that's too much involvement for me.

[immibis]

The first sentence is a thought-terminating cliche and is not true. Correctly guessing the shape of the Trump tariff crash was worth an entire year in the market. Crashes that don't instantly reverse themselves tend to be more like ten years.

[fragmede]

yes but unfortunately for me, I don't have insider information or a time machine. If you had $10,000 today, where would you put it?

[carabiner]

VOO, QQQM, AMZN. Value cost averaging. Put more in as it drops, less if it increases.

[immibis]

Not America any more. That Ponzi scheme has just been popped.