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by Vinnl
438 days ago
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You would think, but is it in practice? In the Netherlands (and I believe many/most other countries), practically all non-cash payments are handled by either Visa or Mastercard. Technically a duopoly, but that's not a huge improvement either. |
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I know MobilePay by Danske Bank is one of the most popular payment apps and can be linked directly to a Danish bank account (probably using the Danish "Dankort" payment infrastructure) without Visa/Mastercard involvement.
Most Danish POS and e-commerce solutions support MobilePay and surprisingly the biggest international POS/e-commerce providers also support MobilePay:
https://docs.adyen.com/payment-methods/mobilepay/
https://stripe.com/en-dk/payment-method/mobilepay
https://help.shopify.com/da/manual/payments/shopify-payments...
Our independence from US-based Visa/Mastercard payment infrastructure is enabled by our decades-old "Dankort" digital payment infrastructure that was initially based on magnetic strip cards. Even today most people opt for a so-called "Visa/Dankort" chip card that domestically use the Danish Dankort payment infrastructure but can internationally be used as a Visa.