[jwiz]

Credit cards have better consumer protection than debit cards.

You are on the hook for like $50 max of fraudulent credit card, and like $500 of fraudulent debit. If you don't catch debit in time, you might be liable for all of it.

[lxgr]

It's $0 for both credit and debit, under Visa and Mastercard "zero liability" rules.

Even under Regulation E, it would only be $50 as long as the issuer is notified within two days of losing your card, and $0 for other types of fraud (e.g. unauthorized use of your card number online) if reported within 60 days of receiving the corresponding monthly statement.

[bombcar]

https://usa.visa.com/pay-with-visa/visa-chip-technology-cons...

Process your debit as credit and bam.