[kitsune_]

Switzerland... Usually cash. Sometimes Debit Card / Maestro (for larger purchases or if you don't have money on hand). People usually withdraw money from the ATM to pay for their purchases.

The idea probably is: It's easier and simpler to withdraw 200 bucks once and pay in cash at the different stores instead of having to enter the card and PIN every time you purchase something.

[anewguy]

That's not true. As a former cashier, I can say that cards are about the same speed as cash for small purchases, and much faster for large ones.