[nycdatasci]

https://en.wikipedia.org/wiki/Bus_factor

The bus factor (aka lottery factor,[1][2] truck factor,[3] or circus factor[4]) is a measurement of the risk resulting from information and capabilities not being shared among team members, derived from the phrase "in case they get hit by a bus".

[dktp]

I think the question is about why someone would want to _increase_ their bus factor for the family

[lloeki]

> The "bus factor" is the minimum number of team members that have to suddenly disappear from a project before the project stalls due to lack of knowledgeable or competent personnel

IOW higher == better

[zeagle]

There is a bias in technical knowledge. I used to be huge into self hosting but came to the realization that if I died tomorrow my NAS, domain, email and backups of our family photos would work until they don’t. An unpaid invoice, a cancelled credit card, a failed reboot or maybe the nastiest was plugged into a new network.

So in my case increasing the bus factor refers to: a regular usb drive hooked up to the nas that has an unencrypted ntfs drive with our photos and paperless archive; iCloud email that will stay up; Bitwarden hosted on their end.

Same reason I have a very health life insurance and disability policy.

[nixgeek]

Bus factor being “1” means nothing works if you’re hit by a bus.

[chrisweekly]

Or, less gruesome, if you take a bus out of town.

[nkrisc]

That’s much less meaningful.