[Suppafly]

>I found assisted living significantly more expensive vs. paying a care agency to have someone live at home in the United States.

It really depends on the level of care necessary.

>Talking to the assisted living facility, it sounded like most of their residents were using insurance.

A lot of them don't really take insurance, but they will encourage the residents to spend all their money and then get on Medicaid/Medicare to have the government pay for everything. There is private nursing home insurance but most people don't have it because it's ungodly expensive, especially when purchased when you're already fairly old.

[wright-goes]

Great points, and devil is in the details. Insurance in this case was Medicare Advantage. In hindsight, Medicare Supplement Insurance (Medigap) would've been the better way to go for that situation and what I have loved ones using now.