[bluGill]

You are way out of date on what the us is like. Chips are all anyone uses in the us. I write about 2 checks a year.

not that it makes a difference - us law puts the liability on banks. Chip and pin is needed in backwards places where a stolen credit card is the consumers problem. It adds no security to the individual in the us. When banks decided to care chips got rolled out. They don't think pin is useful enough to be worth the hasstle so we don't have the.