[avgd]

Many banking apps will outright refuse to run on rooted devices, much less google-free forks. There are ways around that but those ways are unreliable and could break at any given time -- I am not risking losing the ability to pay for things online just for the sake of running an android fork. (in my country, all the banks switched to requiring 2FA from their app if you make online purchases with your visa or mastercard)

[Arch-TK]

I think banks requiring you to buy hardware you don't actually own (a blessed android phone) to run software you can't control (this banking app) so you can access money you worked to make is absolutely ridiculous and dystopian. Why do you allow a bank to do this to you?

I sincerely hope there is some alternative option in your country. In mine, I can still perform banking activity by going to a physical branch, by calling in, or by using the website with a physical 2FA token (i.e. not my phone). The bank keeps trying to get me to switch over to their app but I will continue to protest this until it's no longer possible to not use an app at which point I will likely switch banks.

[johnfernow]

Right, but if Google's Android becomes closed source and a well-funded FOSS fork becomes available, that changes the situation. If Samsung, Xiaomi, Motorola, HONOR, OPPO, etc. all agree to use a new FOSS fork as their base, well Google's new closed-source Android becomes irrelevant. Samsung alone is large enough to be able to maintain a fork of Android, and a large enough percentage of the smartphone market that whatever OS it's running will be supported by banking apps.

[overfeed]

> Samsung alone is large enough to be able to maintain a fork of Android

Samsung would rather not - they threated this card once before, while negotiating for Google to get rid of Motorola, and their bluff got called. Samsung tried to prop up Tizen as an Android alternative. Samsung since closed a number of its US OS offices - why sacrifice profits when they have a cozy arrangement: Samsung & other Android partners will continue to get the Android previews before anyone else: open source or not.

[johnfernow]

I agree with you: they'd rather not. If Google's Android became closed source to the public, but Google gave Samsung and other OEMs the right to modify it (including a hard fork later on if they desired), then I agree with you that they'd almost certainly continue with Google's Android — they'd lose nothing and eliminate future competitors.

My comment was in part addressing the higher up comments in the thread stating OEMs couldn't do a hard fork. My thoughts are that they have the marketshare that if Google's terms were bad enough, they could. They'd love to take some of the Play Store revenue, but currently dropping the Play Store would tank hardware sales as competitors would keep it. But if Google's terms were to get bad enough that multiple OEMs wanted to hard fork, that calculation could change. I don't foresee Google ever putting forth that bad of terms though, in part because of the option to hard fork.

[avgd]

Samsung recently deprecated their built in SMS/texting app and put an advertisement to tell us to switch for Google Messages in their app. They threw in the towel and not only will not maintain an android fork, they don't even want to maintain their own apps anymore.

[catlikesshrimp]

No Email or TOTP? (No, I am not suggesting sms)

In my country one bank had a 2fa app. Then they backtracked on security, but kept policy: they included the 2fa in the regular bank app. Now you don't have to use 2fa if you are using the bank app, because the bank app generates its own authorization, in the same device (app) without user interaction!

Fake admiration off. We also don't have to use any 2fa when we access banking through the website. (works on FF on Android)

[avgd]

> No Email or TOTP? (No, I am not suggesting sms)

Nope. And accessing the website/online banking portal is not allowed without going through the smartphone app 2fa too.

[npodbielski]

That is sad. I do not have a problem with my 2 banking apps and Revolut. But I am running MicroG version of Lineage OS.

So no google, but still works. I think this is worth a try, considering how many adds you have to see on Android running full Google (which I have just one to be able to use Android Auto inside my car).

[crossroadsguy]

What fork is that? Also, how easy peasy will it be to run it on a Pixel 5?

[Yoric]

FWIW, my banking app works very well on /e/OS, which is an AOSP derivative.