[forwardslash]

Actually, Tim Hortons just recently started accepting Visa (at least out here in BC).

[goatforce5]

I think it's dependent on the individual Tim Hortons. I don't go in them very often, but the ones near me are Mastercard only.

My local No Frills supermarket is debit or Mastercard only - no Visa credit.

Makes me think that Mastercard Canada must give good rates for low-value high-volume transactions.