[vel0city]

Sometimes I leave the house with only my phone. Why carry two things when one thing will do fine for a quick trip? Its my car keys, my credit card, my transit pass, etc.

I've been moving towards using NFC payments for activating gas pumps as those readers still have you fully insert your card exposing the full mag strip.

Its also often faster for me to just tap my phone than to take my wallet out, pull out the specific card I'm wanting to use to pay, tapping/inserting that card, putting that card back, and then putting my wallet back. Instead my phone which still has a touch unlock is already unlocked before I take it out of my pocket and ready to be tapped and then put back in my pocket.

[bigstrat2003]

I can't say I relate - for one thing I don't have any of those things on my phone (except payment), but also I don't want them on my phone. We put way too much on them already, imo. But regardless, I always have wallet, phone and keys any time I leave the house. It doesn't really take effort to bring them, and that way I won't need them.