[FloorEgg]

Multiple kids + unexpected chronic health issues can quickly change this equation. And before you go judging someone for having multiple kids, consider that a) demographic collapse is probably very bad and we don't want our society to make having kids exceptionally hard, rather than the default norm and b) people may decide to have kids without expecting significant and rapid changes to inflation and cost of living.

[CaliforniaKarl]

This is one of the reasons why—although university admissions and financial aid has lots of paperwork—there is still a major human element.

This is explicitly mentioned on the FAFSA's web site: https://studentaid.gov/help/reporting-special-financial-circ...

[almosthere]

The vast majority of people at 200k+ and "not doing well" are suffering from self inflicted budget issues.

[FloorEgg]

How do you know?

[Der_Einzige]

Often those "chronic health issues" (obviously not you specifically) are related to poor health choices that are easily fixable. In a world with easy access to Ozempic/Wegovy/Zepbound, many have no excuses in the 200K+ club for not fixing that.

Basically, budgeting issues for the body.

[aprilthird2021]

Kids don't cost that much tbh. It's not as if having 2 kids vs 4 kids makes $100k vs $200k the same

[FloorEgg]

Do you have four kids and live in a city?