[Centigonal]

you're right, I really should have said "poorly regulated capitalism." My comment on "unchecked capitalism" was more of a commentary on the lack of trustbusting for vertically integrated behemoths like UHG/OptumHealth/Optum PBM/OptumRX and for regional near-monopolies like UPMC.

Healthcare has a lot of regulations, for sure, but it adds a lot of complexity doesn't result in a good system for users -- so, bad regulation. OTOH, I think FSI regulations like Glass-Steagall and Dodd-Frank, as well as regulatory agencies like the SEC and CFPB (gasp!), have been huge successes for retail users of banks and financial markets -- so, better regulation.

[from-nibly]

I'm not an expert, but I've worked at a bank and had to go through all the regulatory trainings. I didn't hear about any good regulation other than things that should be covered by regular law. Like apparently there's special regulation about basically not commiting fraud?!

Everything else is some weird sneaky BS.

Again not an expert. Just a guy who had to listen to some awfull training courses.