[soks86]

We'd still be waiting for healthcare with this kind of plan.

Before the ACA it simply was not a choice to be an independent professional and have health insurance.

If people could understand why it is unacceptable to force independent professionals and entrepreneurs to give up healthcare they would see the ACA was necessary in whatever form it could be passed.

[franktankbank]

You don't need to have insurance for the vast majority of care, yet it gets used as such. Let's drop that nonsense, it tangles up the billing process.

[mistrial9]

when you fall from a bicycle in traffic and need more than ten stitches, you probably want clean conditions and high skill people ready. Ordinary daily care is done by ordinary daily care people because there is so much of it to do. It is fairly rare to need ten stitches from a bicycle accident. This is an example of people in ordinary good health. When you get to chronic care and elder care, things change again.

this call for "less reliance on insurance" lacks context and is overly-simplistic IMHO

[franktankbank]

Doctors can't exist without insurance? Hell we don't need doctors to diagnose strep etc. My argument is to remove insurance from the common. I've never crashed a bike requiring 10+ stitches probably never will, but might be a good reason for to carry insurance for it. However I don't want it plugging up the bill flow when I go to get antibiotics for a routine illness.

[lotsofpulp]

This is the point of High Deductible Health Plans with access to HSA contributions.