| > Not in Japan it didn't. Only if you were 100% JP equities without any diversification: if you had some (20%?) bonds (and rebalanced), or had an international equities (and rebalanced), you were probably fine. * https://www.bogleheads.org/blog/2017/02/06/a-short-study-of-... * https://www.gocurrycracker.com/lessons-from-japans-lost-deca... > Using Portfolio Charts withdrawal rates calculator, which uses data going back to 1970, a Japanese investor (experiencing Japanese inflation and spending Yen) with a 60% allocation to Japanese stock and 40% allocation to intermediate-term Treasuries had a 30 safe withdrawal rate of 3.2%. * https://www.bogleheads.org/forum/viewtopic.php?t=306752 Even the (S&P 500) had ten years of zero returns, and the only thing that would given a US domestic investor positive results was a bond component (and rebalancing): * https://www.forbes.com/sites/advisor/2010/09/13/its-not-real... |