[dijksterhuis]

> Her lack of performance doesn't impact me much for now ... so it feels like i'm needlessly risking someone's livelihood for little personal gain.

you might have answered your own question there (as it currently stands anyway). Sometimes the best thing to do is ... nothing. there's no perfect/correct answer here. all you can do is what feels right to you.

@franktankbank might be right too. keep your wits about you.