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by nickfromseattle 475 days ago
I worked at a company that expired credits after 365 days. My layman understanding is the credits sit as a liability until consumed, and the alternative is having potentially millions accounts with a combined hundreds of millions of dollars in 'liabilities' on their books.

More info from ChatGPT here: https://chatgpt.com/share/67c5ad36-2f84-8001-a61f-11d4e17135...