[chefandy]

He earns his undies. My returns are almost always modestly above index fund returns after his fees, though like last quarter, he’s very upfront when they’re not. He has good advice for pulling back when things are uncertain. I’m happy to delegate that to him.

[malthaus]

you would still be better off in the long run even just putting everything into an MSCI world unless you value being able to scream at a human if markets go down that highly

[chefandy]

I’m not saying you’re wrong because I have no idea how to rigorously evaluate the merit of your financial advice. That’s why I have a financial planner instead of going by the most credible sounding comments on the internet.