[lapcat]

The word "loan" doesn't appear even once in the article, which I find bizarre and confusing. It talks about "financial aid" multiple times but doesn't mention how much of that aid is in grants and how much in loans. If the loans have to be paid back later, that doesn't truly lower the cost of college attendance.

[readthenotes1]

This is nothing more than an advertisement for the loan organizations. The secret that colleges should stop keeping is that you are taking on indentured servitude by attending.