[adrian_b]

At least for me, the problem is not the closing of the brick-and-mortar branches, though that has happened near me, because for the last 25 years I have used those only seldom, preferring on-line banking.

What annoys me now is the closing of the on-line banking Web sites, which could be used easily and without any problem from any computer or smartphone, and their replacement with apps, which may force you not only to have a smartphone but also to be a customer of Apple or Google, because some banks refuse to provide their Android apps otherwise than through the Google app store.

[genewitch]

How is this different though. Infrastructure costs money. Apps are the new hotness. The same "well, I don't use it so whatever" you bring is what it seems like the online banking folks are saying to the brick and mortar people.

Has anyone looked at the world lately and thought "hey maybe all these apps aren't the greatest idea"? Amazon, Shein, Temu, AliExpress have all but made history just visiting a mall and browsing.

I know Walmart loved the pandemic, too, because all the mom and pop stores that survived the first 20 years of amazon couldn't survive the local and state and federal government interfering with their commerce.

JoAnns is closing hundreds of stores. This whole subject is on my mind a lot lately.