[em-bee]

i can't access any of my online accounts without a phone. one at least still does simple sms, so it doesn't require a smartphone, but it requires a phone nonetheless. the other requires an app. the problem is that this is a trend. more and more banks switch to requiring apps. if we don't fight the trend, then all banks will do it. switching banks now does not work because the new bank does not know that this is the reason you switched, and the old bank is also unlikely to track this detail.

[genewitch]

In the US: chase bank, us bank, do not require 2FA unless you don't have a cookie. I don't have to use an app for any of the banks we use.