[Klaster_1]

Being frugal no longer cuts it. As basic needs cost, such as housing, continues to outpace income, financial literacy won't be enough. Unless it crosses a point where people purposefully elect government willing to address the issue.

[orangecat]

As basic needs cost, such as housing, continues to outpace income, financial literacy won't be enough. Unless it crosses a point where people purposefully elect government willing to address the issue.

Agreed, although I would note that a large part of addressing the issue of unaffordable housing is for governments to stop actively it worse by forbidding construction.