[kbatten]

I have a text document on my computer that lists all the websites/programs with username/password. I also use autocomplete (which IMO is basically the same as having a document with all passwords.) I can have unique passwords for every single website without relying on a third party cloud solution. And for the passwords I use often, I have them memorized anyway.

If something is compromised (which has happened) then I have a list of every single site where I have an account, and can change the passwords.

A side benefit to this is if someone needs to access something (most likely while traveling, or if I'm dead) all the information is there for them.

[uptown]

What if the thing that is compromised is the computer with the text file?

[natrius]

How is your solution better than a third-party cloud solution?

[nsmartt]

One obvious benefit is that you aren't trusting anyone else with your passwords.

[natrius]

Reputable password sites can't unencrypt your passwords. You trust the site to not have XSS flaws and to not be malicious. Outside of banking and email passwords, that doesn't seem like a huge risk.