[hn_throwaway_99]

Dude, none of your economic analysis makes any sense. I mean, you say "A £65,000 job has a lot more expectations than a £45-55k job." Welcome to reality. Yes, the amount only above the band cutoff will be taxed at a higher rate. For you, it may not be worth it. And that's fine, lots of people are cool with lower stress for less money. But obviously for a lot of people it is worth it.

All you've done is describe the tradeoffs in whether working harder is worth the extra money to you.

[SiliconSplash]

Yes it does if you understand the context. We are comparing having similar tariffs with 0% income tax to the current situation which is income tax and some Tariffs.

If the income tax didn't exist at all, I would keep all of the £65,000 and it would be totally worth working those hours. The extra £13-16k a year would allow me to pay off my current apartment in 3-5 years, not 10-15 and then I could get a lower paying job anyway and work less sooner. So the trade off IMO would be totally worth it.